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Should You Live In A Big City or Rural Town?

live in a big cityI’m a city gal. While I grew up in the south, I always loved having access to multiple opportunities and excuses to do something. But I also love having my own space and being able to be on my own. So, when I was looking at where I wanted to live, I decided to live just outside of a big city so I could get the experiences I wanted, but with a tad more space and cheaper costs. If you’re trying to decide on whether you should live in a big city or rural town, look no further. Here are the pros and cons of both.

Should You Live in a Big City or Rural Town?

This post was written by our talented staff writer, Kimberly Studdard.

Pros Of Living In A Big City

First, let’s start with if you decide to live in a big city. Here are the pros and cons.

1) No Need For A Car

My family and I live less than 5 miles from everything we need and want, so we don’t need a car. Our city also has fairly decent public transportation, so if we do need to go further, we can. When you live in a big city, you most likely won’t have a need for a car.

Related: How Much Does That Car Lease REALLY Cost?

2) Always Something To Do

There is ALWAYS a free event or something new being added to our city’s website. From concerts to events like Easter egg hunts, we can always find something to do in our spare time.

My husband and I have:

  • gone on free dates,
  • taken our daughter out to multiple kid-friendly events, and
  • have been able to enjoy life and experiences more than we would have in a rural town.

To top all of this off, we’ve been able to do most of these things for free, which means our budget isn’t suffering either!

Related: 14 Retro Date Night Ideas That Will Save You Money

3) Job & Networking Opportunities

It’s clear that there are more opportunities for jobs when you live in a big city. But networking opportunities are great as well. You can meet so many great and new people in a big city. Not only can you network for work connections, but you could also make new acquaintances and find people who have the same interests as you do.

Cons Of Living In A Big City

While there are quite a few pros with living in a big city, there are a few cons I need to mention as well.

1) Possible Lack of Space

For my family, this hasn’t been a problem, but in some big cities, the lack of space can be an issue. You may have to live in a smaller apartment or sacrifice some lawn space if you want to live in a big city. And not to mention, if you do want all on your wish list, you may have to pay more, which brings me to my next point.

2) Cost Of Living

An apartment, condo, townhouse, or house is inevitably going to cost you more than they would in a suburb or rural town.

See the difference?

If you can afford to live in a big city, it can offer you more opportunities for growth. But if you can’t, that’s okay! Try to move to the outskirts, or pick a suburb or rural area nearby that you like. You shouldn’t be stressed about making a living if you don’t have to be.

Pros Of Living In A Rural Town

Some people prefer rural towns, and that’s totally fine. Rural towns have perks of their own. Here are just a few.

1) More Space

Remember what I said about the lack of space in big cities? Well, rural towns are the complete opposite.

  • You could have a yard, or
  • even acres of land if you really wanted too.

Apartments will most likely be built a bit bigger, and options like townhomes or actual houses can be easier to come by.

2) Safety

While it’s not unsafe to live in a city, there is just something about living in a community where everyone looks out for everyone else. It’s a little easier to not worry about possible muggings or break-ins when you live in a smaller town.

3) Cheaper Cost Of Living

Along with more space, you get more bang for your buck when you live in a small town. Granted, this does depend on your area (rural California will be more expensive than rural Missouri) but generally, you’ll be able to get more space for less.

For example, a friend of mine lived in basically the middle of nowhere. The town she lived in had less than 400 people. But she was able to afford a four bedroom, almost brand new home that cost less than $150,000.

  • She and her husband have started their own farm and garden,
  • plan on having quite a few babies, and
  • want to be as self-sufficient as possible.

It’s her dream life, and living in a rural town helped her achieve that.

Cons Of Living In A Rural Town

While rural towns can be amazing, there are still some cons to consider.

1) Lack Of Privacy

I know I know, you may be thinking that I should have put this in the big city. But in reality, small towns love good gossip. On top of that, everyone knows everyone else’s business. Granted, if you aren’t doing anything illegal, you won’t really have much to worry about. But if you’re a private person, that won’t really fly with a rural community.

2) Transportation

In a rural town, you’ll have to drive everywhere. Grocery stores could be miles away from you. The closest hospital could be 30 minutes away depending on where you live. You’ll need a car (or two), and you’ll, of course, need everything that comes with a car.

If you don’t want to be reliant on driving everywhere, living in a rural town may not be for you.

Live in a Big City? Or a Small Town

Both city living and rural living have their pros and cons. The choice is up to you to decide what you can’t live without, and what you can give up in order to live the life you want.

So what is it for you? Would you live in a big city? Or a small town? And why? Leave a comment below!

The post Should You Live In A Big City or Rural Town? appeared first on Life And My Finances.

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